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		Congratulations! Of course $30 is not life-changing, but it is such a nice, and concrete, little motivator. It is the first of many, and it is really fun to watch them grow. Well done!
	
	
	
	
		
	
 
 
	
	
	
		
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		Yay, Lewis! Step-by-step, inch-by-inch. Pretty soon you'll be racking them up.
	
	
	
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“While the dividend itself is merely a rearrangement of equity, over time it's more like owning an apple tree. The tree grows the apples back again and again and again, and the theoretical value of the tree doesn't change just because of when the apples are about to fall.” - earthtodan
	
		
	
 
 
	
	
	
		
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		12-20-2014, 04:37 PM 
(This post was last modified: 12-20-2014, 04:38 PM by hendi_alex.)
		
	 
	
		It seemed that it took me forever to hit $20k then forever again to hit $50k. But at some point, the accumulation from dividends actually exceeds the accumulation in savings from salary. At that point one's savings rate is essentially more than doubled and rate of doubling takes less than half as long, then less than 1/3 as long.........  At the same time disposable income available for savings will likely increase as well.  It will probably take a lot longer to go from 0 to $50k than it takes to go from $100k to $300k.  Bottom line, the quicker that a saver can hit the $50k mark, the quicker he/she can start to experience what feels like near explosive growth in savings.
	
	
	
Alex