12-08-2021, 07:02 AM 
		
	
	
		I have done a lot of portfolio adjusting as I get closer to retirement.  I prefer to do it in smaller steps.  We never know what a stock or the market is going to do in the short term.  I feel better if I happen to get the timing completely wrong.  Sometimes just stretching it out over a month or two can limit regrets.
	
	
	
	

 
 

 
