04-18-2025, 12:21 AM
(This post was last modified: 09-15-2025, 10:43 AM by Dividend Watcher.)
Just as I was retiring, I found several retirement planners that were much more capable than most you find on the web or at a brokerage site.
I did the trial on the NewRetirement planner prior to retiring and was impressed with the features and customization available. However, I was not enamored with the annual cost of using it and stopped using it. NewRetirement planner has now been renamed Boldin.
One of the new ones I found was the Flexible Retirement Planner.
It offers many of the features of the Boldin software.
Some of the features are:
The documentation is extensive and well laid out.
Best of all, it's free. I highly recommend it.
I did the trial on the NewRetirement planner prior to retiring and was impressed with the features and customization available. However, I was not enamored with the annual cost of using it and stopped using it. NewRetirement planner has now been renamed Boldin.
One of the new ones I found was the Flexible Retirement Planner.
It offers many of the features of the Boldin software.
Some of the features are:
- Monte Carlo simulations
- Ability to change tax rates, sources of income and expenditures on a yearly basis
- Change the rate of return on your investments on a yearly basis
- Account for Roth conversions
- Calculate and save multiple scenarios
- Account for one-time large withdrawals such as buying a car or major remodeling project
The documentation is extensive and well laid out.
Best of all, it's free. I highly recommend it.