12-24-2021, 06:04 AM
With LMT paying I can calculate my dividend income for 2021. After three years of increases of 30-40% I could talk (brag) about, this year's is just 2.45%.
Now for the justification (rationalization? Excuses?).
If you take away the two MSM special dividends from 2020 it comes to 6.76% - this probably is the actual "real" increase number.
If you take away what I did to my Roth it's likely more like 13-14%. I haven't done a precise calculation but when you replace IRM, OHI, ARCC, etc., with AMZN, PYPL and CHWY well, it has an impact. I didn't start tracking the Roth separately until September. I could figure out the number but not going to bother. I know it was significant. At the end of last December my Roth yield was 7.28%. Today it's 2.74%.
My dividend increase goal for next year in my Taxable Account, with dividends being used to live on and occasional AAPL sales, is 6%.
I'll have more details when I post my annual portfolio review. I'll do something here though it won't resemble my SA blog posts which are 3,000 or more words. Thinking I'll start a thread and reply to myself with different sections and charts. And many fewer words.
Now for the justification (rationalization? Excuses?).
If you take away the two MSM special dividends from 2020 it comes to 6.76% - this probably is the actual "real" increase number.
If you take away what I did to my Roth it's likely more like 13-14%. I haven't done a precise calculation but when you replace IRM, OHI, ARCC, etc., with AMZN, PYPL and CHWY well, it has an impact. I didn't start tracking the Roth separately until September. I could figure out the number but not going to bother. I know it was significant. At the end of last December my Roth yield was 7.28%. Today it's 2.74%.
My dividend increase goal for next year in my Taxable Account, with dividends being used to live on and occasional AAPL sales, is 6%.
I'll have more details when I post my annual portfolio review. I'll do something here though it won't resemble my SA blog posts which are 3,000 or more words. Thinking I'll start a thread and reply to myself with different sections and charts. And many fewer words.