12-02-2023, 07:55 AM
Just revisiting this topic ...
It's likely I will marry my girlfriend in the 2026-2029 timeframe. In the prenup, the plan is that my non-retirement brokerage assets are mine, with my daughter as the beneficiary. I will be able to choose to withdraw funds and merge them into our joint bank account, but I won't be able to add new money. She's going to do something similar with her assets. We will have very little in the way of joint assets at the start. So, I'm pretty much maxing out my brokerage account until then. After we marry, I will likely max out my ROTH 401k.
It's likely I will marry my girlfriend in the 2026-2029 timeframe. In the prenup, the plan is that my non-retirement brokerage assets are mine, with my daughter as the beneficiary. I will be able to choose to withdraw funds and merge them into our joint bank account, but I won't be able to add new money. She's going to do something similar with her assets. We will have very little in the way of joint assets at the start. So, I'm pretty much maxing out my brokerage account until then. After we marry, I will likely max out my ROTH 401k.